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How It Works

Payday Agency can give you access to quick, effortless cash now, just when you need it most.

What do I need to Qualify?

  • Be over the age of 18 at the time of applying for a payday loan
  • Take home a net salary (or other provable income) of at least £750 per month
  • Have a bank account with a valid debit card
  • Reside in England, Scotland or Wales

That’s it! There’s no need to fax any documents or cheques. The whole payday loan lending process takes under 6 minutes from start to finish to complete – this includes signing your loan agreement!

How do I apply?

  • To get started, simply fill in the Payday Loan Application Form and press ‘Submit’*.
  • Within a minute we will tell you if you have been approved* through our automated online process.
  • Once you’ve received payday loan approval, just enter your bank account details (so we can pay you) and debit card details (so you can repay us on your payday) and press ‘Submit’.

Please note that all information is sent via secure 128-bit SSL connection for your security!

  • Your loan agreement will be displayed online – Simply sign the agreement online and your payday loan will be completed.
  • We will transfer your cash into your bank account by means of same day priority cash transfer (CHAPS) on the same working day.

* Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to approve your loan.

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